Call reports 2026
FIRST FEDERAL BANK, A FSB — 2026
What FIRST FEDERAL BANK, A FSB reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 178,746,000 | 182,603,000 |
| Total loans | 149,979,000 | 151,877,000 |
| Allowance for loan losses | 1,373,000 | 1,363,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 664,000 | 657,000 |
| Trading assets | 0 | 0 |
| Total deposits | 112,028,000 | 120,362,000 |
| Interest-bearing deposits | 105,729,000 | 113,168,000 |
| Noninterest-bearing deposits | 6,299,000 | 7,194,000 |
| Equity capital | 13,604,000 | 13,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,242,000 | 4,671,000 |
| Interest expense | 1,194,000 | 2,480,000 |
| Net interest income | 1,048,000 | 2,191,000 |
| Noninterest income | 2,931,000 | 6,243,000 |
| Noninterest expense | 3,588,000 | 7,728,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 391,000 | 706,000 |
| Income tax | 25,000 | 45,000 |
| Net income | 366,000 | 661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 13,598,000 | 13,892,000 |
| Total capital | 14,955,000 | 15,255,000 |
| Risk-weighted assets | 108,620,000 | 111,693,000 |