Call reports 2025
FIRST FEDERAL BANK, A FSB — 2025
What FIRST FEDERAL BANK, A FSB reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 175,119,000 | 181,844,000 | 175,018,000 | 173,044,000 |
| Total loans | 144,560,000 | 151,226,000 | 146,156,000 | 144,186,000 |
| Allowance for loan losses | 1,378,000 | 1,380,000 | 1,372,000 | 1,373,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 694,000 | 686,000 | 679,000 | 672,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,627,000 | 120,092,000 | 115,324,000 | 110,507,000 |
| Interest-bearing deposits | 115,312,000 | 113,892,000 | 108,309,000 | 104,322,000 |
| Noninterest-bearing deposits | 6,315,000 | 6,200,000 | 7,015,000 | 6,185,000 |
| Equity capital | 12,943,000 | 13,108,000 | 13,528,000 | 13,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,170,000 | 4,484,000 | 6,861,000 | 9,164,000 |
| Interest expense | 1,352,000 | 2,658,000 | 3,940,000 | 5,191,000 |
| Net interest income | 818,000 | 1,826,000 | 2,921,000 | 3,973,000 |
| Noninterest income | 2,587,000 | 5,923,000 | 9,348,000 | 11,508,000 |
| Noninterest expense | 3,398,000 | 7,565,000 | 11,637,000 | 15,034,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 7,000 | 184,000 | 632,000 | 447,000 |
| Income tax | 0 | 12,000 | 41,000 | 30,000 |
| Net income | 7,000 | 172,000 | 591,000 | 417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,937,000 | 13,102,000 | 13,522,000 | 13,347,000 |
| Total capital | 14,273,000 | 14,482,000 | 14,885,000 | 14,687,000 |
| Risk-weighted assets | 106,855,000 | 110,962,000 | 109,049,000 | 107,205,000 |