Call reports 2022
FIRST FEDERAL BANK, A FSB — 2022
What FIRST FEDERAL BANK, A FSB reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 120,365,000 | 128,947,000 | 118,823,000 | 139,570,000 |
| Total loans | 96,784,000 | 104,980,000 | 95,950,000 | 112,263,000 |
| Allowance for loan losses | 944,000 | 939,000 | 942,000 | 1,146,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 776,000 | 769,000 | 762,000 | 756,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,977,000 | 96,536,000 | 94,244,000 | 95,957,000 |
| Interest-bearing deposits | 88,966,000 | 85,319,000 | 81,954,000 | 83,084,000 |
| Noninterest-bearing deposits | 10,011,000 | 11,217,000 | 12,290,000 | 12,873,000 |
| Equity capital | 15,810,000 | 15,790,000 | 15,518,000 | 14,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 956,000 | 2,100,000 | 3,336,000 | 4,674,000 |
| Interest expense | 79,000 | 180,000 | 305,000 | 530,000 |
| Net interest income | 877,000 | 1,920,000 | 3,031,000 | 4,144,000 |
| Noninterest income | 3,824,000 | 7,196,000 | 9,888,000 | 11,563,000 |
| Noninterest expense | 4,511,000 | 8,947,000 | 13,042,000 | 16,354,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 190,000 | 169,000 | -123,000 | -847,000 |
| Income tax | 11,000 | 10,000 | -10,000 | -94,000 |
| Net income | 179,000 | 159,000 | -113,000 | -753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,804,000 | 15,784,000 | 15,512,000 | 14,872,000 |
| Total capital | 16,747,000 | 16,723,000 | 16,454,000 | 16,018,000 |
| Risk-weighted assets | 75,481,000 | 79,239,000 | 76,368,000 | 94,111,000 |