Call reports 2020
FIRST FEDERAL BANK, A FSB — 2020
What FIRST FEDERAL BANK, A FSB reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 145,912,000 | 153,683,000 | 176,893,000 | 176,299,000 |
| Total loans | 122,514,000 | 129,087,000 | 144,862,000 | 146,515,000 |
| Allowance for loan losses | 602,000 | 839,000 | 854,000 | 992,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 826,000 | 820,000 | 814,000 | 807,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,524,000 | 103,348,000 | 106,880,000 | 109,081,000 |
| Interest-bearing deposits | 93,002,000 | 95,044,000 | 98,962,000 | 97,784,000 |
| Noninterest-bearing deposits | 7,522,000 | 8,304,000 | 7,918,000 | 11,297,000 |
| Equity capital | 14,163,000 | 17,364,000 | 23,155,000 | 25,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,305,000 | 2,618,000 | 3,880,000 | 5,250,000 |
| Interest expense | 426,000 | 778,000 | 1,103,000 | 1,352,000 |
| Net interest income | 879,000 | 1,840,000 | 2,777,000 | 3,898,000 |
| Noninterest income | 3,820,000 | 11,028,000 | 21,743,000 | 29,095,000 |
| Noninterest expense | 3,469,000 | 7,977,000 | 13,406,000 | 19,596,000 |
| Provision for loan losses | 130,000 | 360,000 | 390,000 | 420,000 |
| Pretax income | 1,100,000 | 4,531,000 | 10,724,000 | 12,977,000 |
| Income tax | 71,000 | 301,000 | 703,000 | 785,000 |
| Net income | 1,029,000 | 4,230,000 | 10,021,000 | 12,192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,157,000 | 17,358,000 | 23,149,000 | 25,320,000 |
| Total capital | 14,580,000 | 18,019,000 | 23,825,000 | 26,147,000 |
| Risk-weighted assets | 87,013,000 | 97,547,000 | 102,201,000 | 108,256,000 |