Call reports 2019
FIRST FEDERAL BANK, A FSB — 2019
What FIRST FEDERAL BANK, A FSB reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 123,166,000 | 133,847,000 | 141,099,000 | 132,336,000 |
| Total loans | 101,454,000 | 111,173,000 | 114,116,000 | 109,933,000 |
| Allowance for loan losses | 443,000 | 438,000 | 443,000 | 469,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 908,000 | 845,000 | 838,000 | 832,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,933,000 | 96,985,000 | 95,688,000 | 91,137,000 |
| Interest-bearing deposits | 80,933,000 | 87,113,000 | 84,952,000 | 84,173,000 |
| Noninterest-bearing deposits | 12,000,000 | 9,872,000 | 10,736,000 | 6,964,000 |
| Equity capital | 13,264,000 | 13,558,000 | 14,483,000 | 14,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,231,000 | 2,622,000 | 3,995,000 | 5,318,000 |
| Interest expense | 353,000 | 839,000 | 1,345,000 | 1,829,000 |
| Net interest income | 878,000 | 1,783,000 | 2,650,000 | 3,489,000 |
| Noninterest income | 2,304,000 | 5,555,000 | 9,351,000 | 11,919,000 |
| Noninterest expense | 2,812,000 | 6,253,000 | 9,924,000 | 13,323,000 |
| Provision for loan losses | 0 | 0 | 0 | 18,000 |
| Pretax income | 370,000 | 1,085,000 | 2,077,000 | 2,067,000 |
| Income tax | 24,000 | 73,000 | 138,000 | 79,000 |
| Net income | 346,000 | 1,012,000 | 1,939,000 | 1,988,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,258,000 | 13,552,000 | 14,477,000 | 14,527,000 |
| Total capital | 13,496,000 | 13,797,000 | 14,741,000 | 14,817,000 |
| Risk-weighted assets | 78,675,000 | 82,231,000 | 91,384,000 | 83,386,000 |