Call reports 2018
FIRST FEDERAL BANK, A FSB — 2018
What FIRST FEDERAL BANK, A FSB reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 112,285,000 | 129,963,000 | 118,799,000 | 124,485,000 |
| Total loans | 90,526,000 | 108,035,000 | 97,482,000 | 103,990,000 |
| Allowance for loan losses | 416,000 | 466,000 | 486,000 | 492,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 935,000 | 927,000 | 921,000 | 914,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,739,000 | 88,561,000 | 88,533,000 | 94,848,000 |
| Interest-bearing deposits | 74,631,000 | 80,090,000 | 80,203,000 | 85,473,000 |
| Noninterest-bearing deposits | 10,108,000 | 8,471,000 | 8,330,000 | 9,375,000 |
| Equity capital | 13,056,000 | 13,211,000 | 13,226,000 | 12,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,026,000 | 2,207,000 | 3,468,000 | 4,718,000 |
| Interest expense | 238,000 | 532,000 | 870,000 | 1,214,000 |
| Net interest income | 788,000 | 1,675,000 | 2,598,000 | 3,504,000 |
| Noninterest income | 2,450,000 | 5,134,000 | 7,409,000 | 9,044,000 |
| Noninterest expense | 2,927,000 | 6,082,000 | 9,249,000 | 12,154,000 |
| Provision for loan losses | 11,000 | 55,000 | 71,000 | 71,000 |
| Pretax income | 300,000 | 672,000 | 687,000 | 323,000 |
| Income tax | 19,000 | 43,000 | 44,000 | -12,000 |
| Net income | 281,000 | 629,000 | 643,000 | 335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,050,000 | 13,205,000 | 13,220,000 | 12,911,000 |
| Total capital | 13,261,000 | 13,466,000 | 13,501,000 | 13,198,000 |
| Risk-weighted assets | 73,572,000 | 80,336,000 | 75,502,000 | 79,678,000 |