Call reports 2017
FIRST FEDERAL BANK, A FSB — 2017
What FIRST FEDERAL BANK, A FSB reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 103,121,000 | 110,114,000 | 111,175,000 | 115,203,000 |
| Total loans | 75,942,000 | 84,694,000 | 87,142,000 | 92,520,000 |
| Allowance for loan losses | 417,000 | 435,000 | 360,000 | 407,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,037,000 | 1,029,000 | 947,000 | 941,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,945,000 | 89,614,000 | 86,687,000 | 82,658,000 |
| Interest-bearing deposits | 82,736,000 | 83,293,000 | 80,689,000 | 75,083,000 |
| Noninterest-bearing deposits | 6,209,000 | 6,321,000 | 5,998,000 | 7,575,000 |
| Equity capital | 13,063,000 | 13,514,000 | 13,376,000 | 12,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 850,000 | 1,753,000 | 2,746,000 | 3,773,000 |
| Interest expense | 215,000 | 428,000 | 664,000 | 907,000 |
| Net interest income | 635,000 | 1,325,000 | 2,082,000 | 2,866,000 |
| Noninterest income | 2,364,000 | 5,312,000 | 7,769,000 | 9,465,000 |
| Noninterest expense | 2,885,000 | 6,036,000 | 9,394,000 | 12,487,000 |
| Provision for loan losses | 19,000 | 24,000 | 27,000 | 47,000 |
| Pretax income | 95,000 | 577,000 | 430,000 | -203,000 |
| Income tax | 6,000 | 37,000 | 28,000 | -4,000 |
| Net income | 89,000 | 540,000 | 402,000 | -199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,057,000 | 13,508,000 | 13,370,000 | 12,769,000 |
| Total capital | 13,314,000 | 13,586,000 | 13,373,000 | 12,825,000 |
| Risk-weighted assets | 68,942,000 | 71,111,000 | 72,272,000 | 74,444,000 |