Call reports 2014
FIRST FEDERAL BANK, A FSB — 2014
What FIRST FEDERAL BANK, A FSB reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 129,601,000 | 139,473,000 | 128,332,000 | 114,985,000 |
| Total loans | 103,720,000 | 109,989,000 | 102,454,000 | 89,411,000 |
| Allowance for loan losses | 1,312,000 | 1,314,000 | 1,190,000 | 948,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,600,000 | 1,589,000 | 1,579,000 | 1,568,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,744,000 | 105,863,000 | 98,884,000 | 94,683,000 |
| Interest-bearing deposits | 98,117,000 | 95,489,000 | 92,453,000 | 88,876,000 |
| Noninterest-bearing deposits | 5,627,000 | 10,374,000 | 6,431,000 | 5,807,000 |
| Equity capital | 15,468,000 | 16,076,000 | 16,317,000 | 15,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,104,000 | 2,282,000 | 3,457,000 | 4,420,000 |
| Interest expense | 230,000 | 461,000 | 685,000 | 892,000 |
| Net interest income | 874,000 | 1,821,000 | 2,772,000 | 3,528,000 |
| Noninterest income | 2,426,000 | 5,408,000 | 8,160,000 | 10,341,000 |
| Noninterest expense | 2,879,000 | 6,152,000 | 9,593,000 | 12,962,000 |
| Provision for loan losses | 185,000 | 190,000 | 195,000 | 199,000 |
| Pretax income | 237,000 | 888,000 | 1,145,000 | 709,000 |
| Income tax | 15,000 | 58,000 | 75,000 | 17,000 |
| Net income | 222,000 | 830,000 | 1,070,000 | 692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,334,000 | 15,947,000 | 16,190,000 | 15,818,000 |
| Total capital | 16,365,000 | 16,984,000 | 17,175,000 | 16,750,000 |
| Risk-weighted assets | 82,423,000 | 84,899,000 | 83,918,000 | 78,616,000 |