Call reports 2013
FIRST FEDERAL BANK, A FSB — 2013
What FIRST FEDERAL BANK, A FSB reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 149,045,000 | 142,585,000 | 136,288,000 | 130,950,000 |
| Total loans | 126,953,000 | 119,090,000 | 112,456,000 | 105,992,000 |
| Allowance for loan losses | 1,319,000 | 1,473,000 | 1,474,000 | 1,245,000 |
| Securities available for sale | 0 | 0 | 0 | 1,010,000 |
| Securities held to maturity | 2,526,000 | 2,522,000 | 2,320,000 | 1,609,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,259,000 | 110,267,000 | 108,662,000 | 103,223,000 |
| Interest-bearing deposits | 107,868,000 | 104,394,000 | 103,904,000 | 98,087,000 |
| Noninterest-bearing deposits | 6,390,000 | 5,873,000 | 4,758,000 | 5,136,000 |
| Equity capital | 15,994,000 | 16,084,000 | 15,820,000 | 15,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,294,000 | 2,599,000 | 4,021,000 | 5,207,000 |
| Interest expense | 395,000 | 709,000 | 993,000 | 1,256,000 |
| Net interest income | 899,000 | 1,890,000 | 3,028,000 | 3,951,000 |
| Noninterest income | 3,127,000 | 6,757,000 | 8,890,000 | 10,506,000 |
| Noninterest expense | 3,793,000 | 7,728,000 | 11,289,000 | 14,380,000 |
| Provision for loan losses | 117,000 | 695,000 | 687,000 | 772,000 |
| Pretax income | 116,000 | 224,000 | -56,000 | -693,000 |
| Income tax | 8,000 | 26,000 | 10,000 | -53,000 |
| Net income | 108,000 | 198,000 | -66,000 | -640,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,921,000 | 15,997,000 | 15,723,000 | 15,120,000 |
| Total capital | 17,130,000 | 17,136,000 | 16,802,000 | 16,152,000 |
| Risk-weighted assets | 96,722,000 | 90,815,000 | 86,150,000 | 82,567,000 |