Call reports 2012
FIRST FEDERAL BANK, A FSB — 2012
What FIRST FEDERAL BANK, A FSB reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 171,882,000 | 167,799,000 | 168,830,000 | 162,278,000 |
| Total loans | 146,504,000 | 136,419,000 | 142,654,000 | 137,530,000 |
| Allowance for loan losses | 2,011,000 | 2,089,000 | 1,331,000 | 1,352,000 |
| Securities available for sale | 1,114,000 | 0 | 0 | 0 |
| Securities held to maturity | 6,134,000 | 6,127,000 | 5,635,000 | 5,630,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,121,000 | 131,202,000 | 128,006,000 | 118,878,000 |
| Interest-bearing deposits | 127,824,000 | 124,560,000 | 121,184,000 | 111,988,000 |
| Noninterest-bearing deposits | 6,297,000 | 6,642,000 | 6,822,000 | 6,890,000 |
| Equity capital | 14,543,000 | 15,350,000 | 16,098,000 | 16,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,648,000 | 3,159,000 | 4,652,000 | 6,115,000 |
| Interest expense | 614,000 | 1,202,000 | 1,769,000 | 2,317,000 |
| Net interest income | 1,034,000 | 1,957,000 | 2,883,000 | 3,798,000 |
| Noninterest income | 3,663,000 | 7,422,000 | 11,745,000 | 15,173,000 |
| Noninterest expense | 3,806,000 | 7,539,000 | 11,594,000 | 15,534,000 |
| Provision for loan losses | 885,000 | 1,414,000 | 1,807,000 | 1,981,000 |
| Pretax income | 115,000 | 426,000 | 1,227,000 | 1,456,000 |
| Income tax | 7,000 | 27,000 | 79,000 | 39,000 |
| Net income | 108,000 | 399,000 | 1,148,000 | 1,417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,492,000 | 15,285,000 | 16,032,000 | 16,295,000 |
| Total capital | 15,772,000 | 16,608,000 | 17,363,000 | 17,611,000 |
| Risk-weighted assets | 104,445,000 | 105,476,000 | 106,101,000 | 105,219,000 |