Call reports 2025
FIRST NATIONAL BANK OF PROCTOR, THE — 2025
What FIRST NATIONAL BANK OF PROCTOR, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 33,334,000 | 33,875,000 | 34,451,000 | 34,521,000 |
| Total loans | 14,973,000 | 14,611,000 | 14,284,000 | 13,899,000 |
| Allowance for loan losses | 95,000 | 95,000 | 95,000 | 94,000 |
| Securities available for sale | 8,774,000 | 10,080,000 | 10,802,000 | 11,171,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,724,000 | 31,126,000 | 31,592,000 | 31,632,000 |
| Interest-bearing deposits | 21,681,000 | 22,393,000 | 22,087,000 | 22,404,000 |
| Noninterest-bearing deposits | 9,043,000 | 8,733,000 | 9,505,000 | 9,228,000 |
| Equity capital | 2,577,000 | 2,703,000 | 2,795,000 | 2,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 339,000 | 700,000 | 1,082,000 | 1,460,000 |
| Interest expense | 62,000 | 134,000 | 207,000 | 283,000 |
| Net interest income | 277,000 | 566,000 | 875,000 | 1,177,000 |
| Noninterest income | 20,000 | 32,000 | 48,000 | 61,000 |
| Noninterest expense | 232,000 | 476,000 | 712,000 | 1,025,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 65,000 | 122,000 | 211,000 | 213,000 |
| Income tax | 19,000 | 37,000 | 60,000 | 62,000 |
| Net income | 46,000 | 85,000 | 151,000 | 151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,780,000 | 2,819,000 | 2,884,000 | 2,885,000 |
| Total capital | 2,874,000 | 2,913,000 | 2,979,000 | 2,979,000 |
| Risk-weighted assets | 12,328,000 | 11,724,000 | 11,695,000 | 11,580,000 |