Call reports 2024
FIRST NATIONAL BANK OF PROCTOR, THE — 2024
What FIRST NATIONAL BANK OF PROCTOR, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 31,155,000 | 30,538,000 | 31,107,000 | 32,137,000 |
| Total loans | 15,392,000 | 15,302,000 | 15,466,000 | 15,099,000 |
| Allowance for loan losses | 94,000 | 94,000 | 94,000 | 94,000 |
| Securities available for sale | 6,536,000 | 6,484,000 | 7,071,000 | 8,310,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,776,000 | 28,158,000 | 28,578,000 | 29,669,000 |
| Interest-bearing deposits | 20,658,000 | 20,571,000 | 20,156,000 | 20,733,000 |
| Noninterest-bearing deposits | 8,117,000 | 7,587,000 | 8,422,000 | 8,935,000 |
| Equity capital | 2,334,000 | 2,355,000 | 2,508,000 | 2,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 300,000 | 609,000 | 950,000 | 1,278,000 |
| Interest expense | 52,000 | 101,000 | 167,000 | 220,000 |
| Net interest income | 248,000 | 508,000 | 783,000 | 1,058,000 |
| Noninterest income | 20,000 | 40,000 | 61,000 | 78,000 |
| Noninterest expense | 252,000 | 526,000 | 770,000 | 1,021,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 16,000 | 22,000 | 74,000 | 115,000 |
| Income tax | 4,000 | 6,000 | 20,000 | 32,000 |
| Net income | 12,000 | 16,000 | 54,000 | 83,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,662,000 | 2,668,000 | 2,705,000 | 2,734,000 |
| Total capital | 2,756,000 | 2,762,000 | 2,799,000 | 2,828,000 |
| Risk-weighted assets | 11,764,000 | 11,698,000 | 12,434,000 | 12,078,000 |