Call reports 2022
FIRST NATIONAL BANK OF PROCTOR, THE — 2022
What FIRST NATIONAL BANK OF PROCTOR, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 30,536,000 | 30,105,000 | 31,103,000 | 31,028,000 |
| Total loans | 13,958,000 | 14,550,000 | 15,007,000 | 15,032,000 |
| Allowance for loan losses | 95,000 | 94,000 | 96,000 | 96,000 |
| Securities available for sale | 7,512,000 | 7,193,000 | 6,825,000 | 7,271,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,446,000 | 28,139,000 | 29,362,000 | 29,158,000 |
| Interest-bearing deposits | 19,125,000 | 19,231,000 | 18,664,000 | 18,979,000 |
| Noninterest-bearing deposits | 9,322,000 | 8,908,000 | 10,698,000 | 10,180,000 |
| Equity capital | 2,085,000 | 1,958,000 | 1,724,000 | 1,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 203,000 | 417,000 | 663,000 | 929,000 |
| Interest expense | 12,000 | 24,000 | 34,000 | 44,000 |
| Net interest income | 191,000 | 393,000 | 629,000 | 885,000 |
| Noninterest income | 19,000 | 38,000 | 58,000 | 72,000 |
| Noninterest expense | 219,000 | 414,000 | 632,000 | 862,000 |
| Provision for loan losses | 0 | 0 | 12,000 | 2,000 |
| Pretax income | -9,000 | 17,000 | 43,000 | 93,000 |
| Income tax | 0 | 5,000 | 12,000 | 24,000 |
| Net income | -9,000 | 12,000 | 31,000 | 69,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,456,000 | 2,478,000 | 2,496,000 | 2,534,000 |
| Total capital | 2,551,000 | 2,572,000 | 2,592,000 | 2,630,000 |
| Risk-weighted assets | 9,315,000 | 10,911,000 | 11,579,000 | 11,842,000 |