Call reports 2021
FIRST NATIONAL BANK OF PROCTOR, THE — 2021
What FIRST NATIONAL BANK OF PROCTOR, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 27,885,000 | 30,970,000 | 30,417,000 | 30,970,000 |
| Total loans | 13,040,000 | 13,347,000 | 13,223,000 | 13,437,000 |
| Allowance for loan losses | 95,000 | 95,000 | 95,000 | 95,000 |
| Securities available for sale | 3,236,000 | 5,091,000 | 4,841,000 | 5,569,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,389,000 | 28,462,000 | 27,931,000 | 28,541,000 |
| Interest-bearing deposits | 17,586,000 | 18,680,000 | 19,185,000 | 19,021,000 |
| Noninterest-bearing deposits | 7,804,000 | 9,782,000 | 8,747,000 | 9,519,000 |
| Equity capital | 2,472,000 | 2,498,000 | 2,475,000 | 2,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 203,000 | 417,000 | 614,000 | 803,000 |
| Interest expense | 18,000 | 34,000 | 48,000 | 60,000 |
| Net interest income | 185,000 | 383,000 | 566,000 | 743,000 |
| Noninterest income | 12,000 | 30,000 | 50,000 | 69,000 |
| Noninterest expense | 210,000 | 400,000 | 609,000 | 811,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -13,000 | 13,000 | 7,000 | 1,000 |
| Income tax | 0 | 4,000 | 2,000 | 1,000 |
| Net income | -13,000 | 9,000 | 5,000 | 0 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,436,000 | 2,485,000 | 2,471,000 | 2,468,000 |
| Total capital | — | — | 2,566,000 | 2,563,000 |
| Risk-weighted assets | — | — | 10,892,000 | 11,373,000 |