Call reports 2019
FIRST NATIONAL BANK OF PROCTOR, THE — 2019
What FIRST NATIONAL BANK OF PROCTOR, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 23,628,000 | 24,619,000 | 25,222,000 | 24,872,000 |
| Total loans | 13,221,000 | 12,930,000 | 13,623,000 | 14,158,000 |
| Allowance for loan losses | 103,000 | 103,000 | 103,000 | 104,000 |
| Securities available for sale | 1,764,000 | 2,381,000 | 2,259,000 | 2,168,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,175,000 | 22,174,000 | 22,734,000 | 22,387,000 |
| Interest-bearing deposits | 15,271,000 | 15,772,000 | 16,161,000 | 16,382,000 |
| Noninterest-bearing deposits | 5,904,000 | 6,402,000 | 6,573,000 | 6,005,000 |
| Equity capital | 2,415,000 | 2,406,000 | 2,454,000 | 2,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 230,000 | 456,000 | 710,000 | 943,000 |
| Interest expense | 18,000 | 44,000 | 64,000 | 86,000 |
| Net interest income | 212,000 | 412,000 | 646,000 | 857,000 |
| Noninterest income | 13,000 | -10,000 | 1,000 | -5,000 |
| Noninterest expense | 206,000 | 419,000 | 607,000 | 821,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,000 |
| Pretax income | 19,000 | -17,000 | 40,000 | 30,000 |
| Income tax | 5,000 | 6,000 | 11,000 | 7,000 |
| Net income | 14,000 | -23,000 | 29,000 | 23,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,443,000 | 2,406,000 | 2,459,000 | 2,451,000 |
| Total capital | 2,546,000 | 2,509,000 | 2,562,000 | 2,554,000 |
| Risk-weighted assets | 9,950,000 | 10,396,000 | 10,270,000 | 10,576,000 |