Call reports 2018
FIRST NATIONAL BANK OF PROCTOR, THE — 2018
What FIRST NATIONAL BANK OF PROCTOR, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 23,553,000 | 23,265,000 | 24,383,000 | 23,299,000 |
| Total loans | 12,831,000 | 13,259,000 | 13,670,000 | 13,283,000 |
| Allowance for loan losses | 91,000 | 91,000 | 93,000 | 103,000 |
| Securities available for sale | 2,369,000 | 2,185,000 | 1,862,000 | 1,808,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,095,000 | 20,833,000 | 21,931,000 | 20,862,000 |
| Interest-bearing deposits | 15,437,000 | 15,776,000 | 16,308,000 | 15,339,000 |
| Noninterest-bearing deposits | 5,658,000 | 5,057,000 | 5,623,000 | 5,523,000 |
| Equity capital | 2,402,000 | 2,392,000 | 2,405,000 | 2,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 215,000 | 437,000 | 671,000 | 893,000 |
| Interest expense | 12,000 | 27,000 | 42,000 | 60,000 |
| Net interest income | 203,000 | 410,000 | 629,000 | 833,000 |
| Noninterest income | 52,000 | 70,000 | 82,000 | 97,000 |
| Noninterest expense | 190,000 | 417,000 | 612,000 | 848,000 |
| Provision for loan losses | 0 | 0 | 2,000 | 12,000 |
| Pretax income | 65,000 | 63,000 | 97,000 | 70,000 |
| Income tax | 17,000 | 16,000 | 26,000 | 19,000 |
| Net income | 48,000 | 47,000 | 71,000 | 51,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,447,000 | 2,448,000 | 2,471,000 | 2,452,000 |
| Total capital | 2,538,000 | 2,539,000 | 2,564,000 | 2,555,000 |
| Risk-weighted assets | 9,983,000 | 10,394,000 | 10,475,000 | 9,988,000 |