Call reports 2017
FIRST NATIONAL BANK OF PROCTOR, THE — 2017
What FIRST NATIONAL BANK OF PROCTOR, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 23,130,000 | 23,287,000 | 24,258,000 | 23,104,000 |
| Total loans | 13,055,000 | 12,866,000 | 12,883,000 | 13,061,000 |
| Allowance for loan losses | 94,000 | 93,000 | 92,000 | 92,000 |
| Securities available for sale | 2,891,000 | 2,718,000 | 2,600,000 | 2,484,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,716,000 | 20,862,000 | 21,774,000 | 20,648,000 |
| Interest-bearing deposits | 15,634,000 | 15,673,000 | 16,674,000 | 14,927,000 |
| Noninterest-bearing deposits | 5,082,000 | 5,188,000 | 5,100,000 | 5,721,000 |
| Equity capital | 2,395,000 | 2,404,000 | 2,420,000 | 2,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 200,000 | 410,000 | 622,000 | 835,000 |
| Interest expense | 13,000 | 27,000 | 40,000 | 51,000 |
| Net interest income | 187,000 | 383,000 | 582,000 | 784,000 |
| Noninterest income | 23,000 | 44,000 | 64,000 | 83,000 |
| Noninterest expense | 198,000 | 411,000 | 607,000 | 804,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 12,000 | 16,000 | 40,000 | 64,000 |
| Income tax | 2,000 | 2,000 | 7,000 | 16,000 |
| Net income | 10,000 | 14,000 | 33,000 | 48,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,382,000 | 2,388,000 | 2,407,000 | 2,423,000 |
| Total capital | 2,476,000 | 2,481,000 | 2,499,000 | 2,515,000 |
| Risk-weighted assets | 9,976,000 | 9,698,000 | 9,800,000 | 10,010,000 |