Call reports 2016
FIRST NATIONAL BANK OF PROCTOR, THE — 2016
What FIRST NATIONAL BANK OF PROCTOR, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 22,813,000 | 22,711,000 | 24,190,000 | 23,657,000 |
| Total loans | 13,184,000 | 13,399,000 | 12,823,000 | 12,929,000 |
| Allowance for loan losses | 92,000 | 94,000 | 94,000 | 82,000 |
| Securities available for sale | 1,988,000 | 1,857,000 | 1,781,000 | 2,247,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,386,000 | 20,267,000 | 21,723,000 | 21,245,000 |
| Interest-bearing deposits | 15,409,000 | 15,751,000 | 16,561,000 | 16,060,000 |
| Noninterest-bearing deposits | 4,978,000 | 4,516,000 | 5,162,000 | 5,185,000 |
| Equity capital | 2,394,000 | 2,406,000 | 2,427,000 | 2,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 197,000 | 401,000 | 606,000 | 804,000 |
| Interest expense | 14,000 | 26,000 | 40,000 | 55,000 |
| Net interest income | 183,000 | 375,000 | 566,000 | 749,000 |
| Noninterest income | 19,000 | 38,000 | 58,000 | 84,000 |
| Noninterest expense | 189,000 | 386,000 | 572,000 | 785,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 20,000 | 34,000 | 59,000 | 55,000 |
| Income tax | 5,000 | 7,000 | 11,000 | 7,000 |
| Net income | 15,000 | 27,000 | 48,000 | 48,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,364,000 | 2,375,000 | 2,396,000 | 2,396,000 |
| Total capital | 2,456,000 | 2,469,000 | 2,490,000 | 2,478,000 |
| Risk-weighted assets | 10,183,000 | 10,080,000 | 9,632,000 | 10,087,000 |