Call reports 2015
FIRST NATIONAL BANK OF PROCTOR, THE — 2015
What FIRST NATIONAL BANK OF PROCTOR, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 21,533,000 | 21,068,000 | 22,097,000 | 21,688,000 |
| Total loans | 13,303,000 | 14,069,000 | 14,143,000 | 13,476,000 |
| Allowance for loan losses | 90,000 | 89,000 | 89,000 | 89,000 |
| Securities available for sale | 2,528,000 | 1,874,000 | 1,819,000 | 1,763,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,133,000 | 18,651,000 | 19,673,000 | 19,279,000 |
| Interest-bearing deposits | 14,672,000 | 14,251,000 | 15,305,000 | 14,026,000 |
| Noninterest-bearing deposits | 4,460,000 | 4,401,000 | 4,368,000 | 5,254,000 |
| Equity capital | 2,361,000 | 2,383,000 | 2,388,000 | 2,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 200,000 | 404,000 | 615,000 | 814,000 |
| Interest expense | 13,000 | 24,000 | 36,000 | 48,000 |
| Net interest income | 187,000 | 380,000 | 579,000 | 766,000 |
| Noninterest income | 18,000 | 38,000 | 58,000 | 85,000 |
| Noninterest expense | 204,000 | 386,000 | 607,000 | 827,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,000 | 36,000 | 37,000 | 32,000 |
| Income tax | 0 | 5,000 | 6,000 | 5,000 |
| Net income | 1,000 | 31,000 | 31,000 | 27,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,321,000 | 2,351,000 | 2,351,000 | 2,349,000 |
| Total capital | 2,411,000 | 2,440,000 | 2,440,000 | 2,438,000 |
| Risk-weighted assets | 14,214,000 | 10,587,000 | 10,749,000 | 10,270,000 |