Call reports 2014
FIRST NIAGARA BANK, NATIONAL ASSOCIATION — 2014
What FIRST NIAGARA BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 37,931,040,000 | 38,568,724,000 | 37,911,344,000 | 38,494,804,000 |
| Total loans | 21,786,016,000 | 22,391,847,000 | 22,801,745,000 | 23,077,922,000 |
| Allowance for loan losses | 213,937,000 | 219,426,000 | 222,753,000 | 234,251,000 |
| Securities available for sale | 7,058,674,000 | 6,682,608,000 | 6,197,170,000 | 5,914,880,000 |
| Securities held to maturity | 4,467,213,000 | 4,834,279,000 | 5,351,977,000 | 5,941,621,000 |
| Trading assets | 48,636,000 | 67,221,000 | 57,148,000 | 95,567,000 |
| Total deposits | 28,094,780,000 | 27,963,270,000 | 28,202,108,000 | 28,280,938,000 |
| Interest-bearing deposits | 22,870,062,000 | 22,532,284,000 | 22,737,004,000 | 22,731,411,000 |
| Noninterest-bearing deposits | 5,224,718,000 | 5,430,986,000 | 5,465,104,000 | 5,549,527,000 |
| Equity capital | 5,275,336,000 | 5,335,767,000 | 4,348,269,000 | 4,369,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 301,332,000 | 604,579,000 | 910,098,000 | 1,212,985,000 |
| Interest expense | 17,916,000 | 36,386,000 | 55,694,000 | 75,897,000 |
| Net interest income | 283,416,000 | 568,193,000 | 854,404,000 | 1,137,088,000 |
| Noninterest income | 76,166,000 | 155,555,000 | 227,842,000 | 303,570,000 |
| Noninterest expense | 244,944,000 | 484,313,000 | 1,874,388,000 | 2,108,002,000 |
| Provision for loan losses | 23,300,000 | 42,700,000 | 59,000,000 | 93,200,000 |
| Pretax income | 91,405,000 | 199,007,000 | -847,547,000 | -754,245,000 |
| Income tax | 20,530,000 | 39,811,000 | -97,097,000 | -83,099,000 |
| Net income | 70,882,000 | 159,210,000 | -750,429,000 | -671,118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,719,579,000 | 2,778,751,000 | 2,883,238,000 | 2,948,844,000 |
| Total capital | 2,947,309,000 | 3,012,370,000 | 3,120,584,000 | 3,199,195,000 |
| Risk-weighted assets | 26,595,342,000 | 27,271,644,000 | 27,686,464,000 | 28,145,709,000 |