Call reports 2011
FIRST NIAGARA BANK, NATIONAL ASSOCIATION — 2011
What FIRST NIAGARA BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 21,398,401,000 | 30,804,513,000 | 31,149,250,000 | 32,740,446,000 |
| Total loans | 10,738,216,000 | 16,220,375,000 | 16,445,193,000 | 16,567,073,000 |
| Allowance for loan losses | 100,126,000 | 107,028,000 | 112,749,000 | 120,100,000 |
| Securities available for sale | 5,418,211,000 | 8,213,239,000 | 8,343,672,000 | 9,343,217,000 |
| Securities held to maturity | 3,030,320,000 | 2,939,933,000 | 2,830,744,000 | 2,669,630,000 |
| Trading assets | 22,425,000 | 30,922,000 | 54,864,000 | 62,373,000 |
| Total deposits | 13,552,409,000 | 19,302,695,000 | 20,070,297,000 | 19,560,505,000 |
| Interest-bearing deposits | 12,888,168,000 | 18,444,578,000 | 19,224,484,000 | 18,594,468,000 |
| Noninterest-bearing deposits | 664,241,000 | 858,117,000 | 845,813,000 | 966,037,000 |
| Equity capital | 2,564,234,000 | 4,004,484,000 | 4,001,542,000 | 4,694,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 210,044,000 | 488,327,000 | 776,478,000 | 1,068,993,000 |
| Interest expense | 30,421,000 | 71,424,000 | 117,184,000 | 159,664,000 |
| Net interest income | 179,623,000 | 416,903,000 | 659,294,000 | 909,329,000 |
| Noninterest income | 49,641,000 | 108,716,000 | 177,932,000 | 242,407,000 |
| Noninterest expense | 139,253,000 | 390,256,000 | 591,030,000 | 788,848,000 |
| Provision for loan losses | 12,900,000 | 27,339,000 | 41,185,000 | 54,371,000 |
| Pretax income | 77,128,000 | 108,041,000 | 205,931,000 | 313,801,000 |
| Income tax | 25,231,000 | 33,748,000 | 67,701,000 | 106,701,000 |
| Net income | 51,902,000 | 74,298,000 | 138,247,000 | 207,122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,373,059,000 | 2,054,174,000 | 2,074,628,000 | 2,801,249,000 |
| Total capital | 1,473,185,000 | 2,167,006,000 | 2,193,902,000 | 3,143,121,000 |
| Risk-weighted assets | 12,231,199,000 | 17,521,681,000 | 18,032,352,000 | 18,971,334,000 |