Call reports 2023
BRADESCO BANK — 2023
What BRADESCO BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 3,441,886,000 | 3,695,413,000 | 3,764,985,000 | 4,288,111,000 |
| Total loans | 2,747,635,000 | 2,846,999,000 | 3,004,329,000 | 3,203,477,000 |
| Allowance for loan losses | 30,555,000 | 31,864,000 | 32,497,000 | 33,398,000 |
| Securities available for sale | 207,909,000 | 187,923,000 | 220,702,000 | 195,233,000 |
| Securities held to maturity | 36,432,000 | 37,150,000 | 44,373,000 | 47,946,000 |
| Trading assets | 14,824,000 | 0 | 0 | 0 |
| Total deposits | 2,871,851,000 | 2,918,915,000 | 3,132,231,000 | 3,692,779,000 |
| Interest-bearing deposits | 1,992,955,000 | 2,014,639,000 | 2,315,592,000 | 2,873,378,000 |
| Noninterest-bearing deposits | 878,896,000 | 904,276,000 | 816,639,000 | 819,401,000 |
| Equity capital | 277,272,000 | 471,306,000 | 478,387,000 | 486,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 38,921,000 | 80,397,000 | 128,226,000 | 181,646,000 |
| Interest expense | 18,416,000 | 40,934,000 | 66,268,000 | 96,899,000 |
| Net interest income | 20,505,000 | 39,463,000 | 61,958,000 | 84,747,000 |
| Noninterest income | 10,146,000 | 15,831,000 | 21,799,000 | 26,935,000 |
| Noninterest expense | 18,444,000 | 37,131,000 | 55,953,000 | 77,035,000 |
| Provision for loan losses | 1,154,000 | 2,463,000 | 3,097,000 | 4,002,000 |
| Pretax income | 11,260,000 | 15,873,000 | 24,538,000 | 30,826,000 |
| Income tax | 2,804,000 | 4,026,000 | 6,214,000 | 7,073,000 |
| Net income | 8,456,000 | 11,847,000 | 18,324,000 | 23,753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 289,336,000 | 482,726,000 | 489,202,000 | 494,632,000 |
| Total capital | 313,651,000 | 509,690,000 | 516,799,000 | 523,131,000 |
| Risk-weighted assets | 2,335,832,000 | 2,318,003,000 | 2,356,590,000 | 2,744,413,000 |