Call reports 2020
BRADESCO BANK — 2020
What BRADESCO BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,305,321,000 | 2,290,914,000 | 2,266,767,000 | 2,205,940,000 |
| Total loans | 1,791,791,000 | 1,687,359,000 | 1,598,403,000 | 1,626,883,000 |
| Allowance for loan losses | 17,756,000 | 19,241,000 | 16,688,000 | 14,417,000 |
| Securities available for sale | 75,575,000 | 120,329,000 | 155,466,000 | 144,921,000 |
| Securities held to maturity | 39,787,000 | 60,645,000 | 50,408,000 | 48,327,000 |
| Trading assets | 0 | 7,139,000 | 0 | 0 |
| Total deposits | 1,895,805,000 | 1,904,930,000 | 1,889,609,000 | 1,837,761,000 |
| Interest-bearing deposits | 1,454,742,000 | 1,418,794,000 | 1,405,309,000 | 1,362,646,000 |
| Noninterest-bearing deposits | 441,063,000 | 486,136,000 | 484,300,000 | 475,115,000 |
| Equity capital | 230,193,000 | 237,122,000 | 242,282,000 | 247,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 21,925,000 | 42,250,000 | 60,461,000 | 78,020,000 |
| Interest expense | 5,750,000 | 10,195,000 | 13,915,000 | 16,853,000 |
| Net interest income | 16,175,000 | 32,055,000 | 46,546,000 | 61,167,000 |
| Noninterest income | 2,817,000 | 5,249,000 | 7,839,000 | 10,704,000 |
| Noninterest expense | 10,241,000 | 20,477,000 | 30,555,000 | 49,370,000 |
| Provision for loan losses | 800,000 | 2,300,000 | 2,300,000 | 2,600,000 |
| Pretax income | 8,324,000 | 15,234,000 | 22,343,000 | 20,711,000 |
| Income tax | 2,124,000 | 3,499,000 | 5,302,000 | 4,556,000 |
| Net income | 6,200,000 | 11,735,000 | 17,041,000 | 16,155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 231,529,000 | 237,063,000 | 242,369,000 | 247,135,000 |
| Total capital | 249,285,000 | 254,142,000 | 258,757,000 | 261,552,000 |
| Risk-weighted assets | 1,448,702,000 | 1,364,122,000 | 1,310,790,000 | 1,345,340,000 |