Call reports 2016
BRADESCO BANK — 2016
What BRADESCO BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,853,859,000 | 1,865,329,000 | 1,926,128,000 | 1,955,376,000 |
| Total loans | 1,435,678,000 | 1,480,546,000 | 1,523,989,000 | 1,522,348,000 |
| Allowance for loan losses | 16,695,000 | 16,717,000 | 17,947,000 | 19,054,000 |
| Securities available for sale | 61,713,000 | 67,051,000 | 65,117,000 | 64,843,000 |
| Securities held to maturity | 7,364,000 | 7,005,000 | 6,903,000 | 6,630,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,442,668,000 | 1,466,810,000 | 1,530,066,000 | 1,536,737,000 |
| Interest-bearing deposits | 985,946,000 | 1,003,722,000 | 1,020,090,000 | 1,054,115,000 |
| Noninterest-bearing deposits | 456,722,000 | 463,088,000 | 509,976,000 | 482,622,000 |
| Equity capital | 149,921,000 | 152,608,000 | 156,918,000 | 163,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 15,424,000 | 31,251,000 | 48,003,000 | 65,612,000 |
| Interest expense | 3,658,000 | 7,471,000 | 11,434,000 | 15,469,000 |
| Net interest income | 11,766,000 | 23,780,000 | 36,569,000 | 50,143,000 |
| Noninterest income | 2,330,000 | 4,376,000 | 8,554,000 | 12,327,000 |
| Noninterest expense | 8,622,000 | 17,618,000 | 26,469,000 | 35,808,000 |
| Provision for loan losses | 722,000 | 822,000 | 2,272,000 | 3,371,000 |
| Pretax income | 4,784,000 | 9,748,000 | 16,415,000 | 23,450,000 |
| Income tax | 1,765,000 | 3,589,000 | 6,179,000 | 8,773,000 |
| Net income | 3,021,000 | 6,162,000 | 10,235,000 | 14,676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 149,825,000 | 152,440,000 | 156,693,000 | 163,829,000 |
| Total capital | 163,326,000 | 166,249,000 | 171,193,000 | 177,699,000 |
| Risk-weighted assets | 1,071,764,000 | 1,096,927,000 | 1,152,325,000 | 1,104,400,000 |