Call reports 2015
BRADESCO BANK — 2015
What BRADESCO BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,635,699,000 | 1,689,939,000 | 1,710,039,000 | 1,773,299,000 |
| Total loans | 1,289,270,000 | 1,324,387,000 | 1,324,199,000 | 1,387,188,000 |
| Allowance for loan losses | 16,309,000 | 16,313,000 | 16,072,000 | 16,426,000 |
| Securities available for sale | 46,375,000 | 48,577,000 | 49,293,000 | 48,740,000 |
| Securities held to maturity | 9,052,000 | 8,519,000 | 7,809,000 | 7,490,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,240,420,000 | 1,301,684,000 | 1,342,257,000 | 1,375,968,000 |
| Interest-bearing deposits | 878,931,000 | 888,483,000 | 905,211,000 | 924,528,000 |
| Noninterest-bearing deposits | 361,489,000 | 413,202,000 | 437,046,000 | 451,440,000 |
| Equity capital | 136,779,000 | 139,829,000 | 142,802,000 | 146,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 13,929,000 | 27,952,000 | 42,635,000 | 57,370,000 |
| Interest expense | 3,131,000 | 6,432,000 | 9,795,000 | 13,269,000 |
| Net interest income | 10,798,000 | 21,520,000 | 32,840,000 | 44,101,000 |
| Noninterest income | 2,096,000 | 5,116,000 | 7,536,000 | 9,645,000 |
| Noninterest expense | 8,086,000 | 16,189,000 | 24,298,000 | 32,722,000 |
| Provision for loan losses | 0 | 100,000 | 650,000 | 1,040,000 |
| Pretax income | 4,799,000 | 10,338,000 | 15,419,000 | 19,975,000 |
| Income tax | 1,747,000 | 3,833,000 | 5,741,000 | 7,274,000 |
| Net income | 3,052,000 | 6,503,000 | 9,677,000 | 12,701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 136,677,000 | 139,851,000 | 142,746,000 | 146,686,000 |
| Total capital | 148,643,000 | 152,202,000 | 154,984,000 | 159,378,000 |
| Risk-weighted assets | 948,553,000 | 981,036,000 | 970,205,000 | 1,008,534,000 |