Call reports 2014
BRADESCO BANK — 2014
What BRADESCO BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,455,137,000 | 1,492,512,000 | 1,535,996,000 | 1,611,908,000 |
| Total loans | 1,138,828,000 | 1,185,302,000 | 1,204,831,000 | 1,266,571,000 |
| Allowance for loan losses | 16,562,000 | 16,676,000 | 16,710,000 | 16,536,000 |
| Securities available for sale | 77,416,000 | 48,158,000 | 47,703,000 | 46,476,000 |
| Securities held to maturity | 10,249,000 | 11,890,000 | 11,718,000 | 11,361,000 |
| Trading assets | 599,000 | 0 | 0 | 0 |
| Total deposits | 1,086,490,000 | 1,087,783,000 | 1,181,032,000 | 1,178,858,000 |
| Interest-bearing deposits | 772,231,000 | 772,513,000 | 799,362,000 | 829,045,000 |
| Noninterest-bearing deposits | 314,259,000 | 315,271,000 | 381,670,000 | 349,813,000 |
| Equity capital | 124,498,000 | 126,112,000 | 128,621,000 | 133,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 12,317,000 | 25,217,000 | 38,398,000 | 51,973,000 |
| Interest expense | 2,845,000 | 5,826,000 | 8,945,000 | 12,060,000 |
| Net interest income | 9,472,000 | 19,391,000 | 29,453,000 | 39,913,000 |
| Noninterest income | 2,464,000 | 5,147,000 | 8,326,000 | 10,352,000 |
| Noninterest expense | 7,955,000 | 16,540,000 | 25,470,000 | 33,176,000 |
| Provision for loan losses | 480,000 | 900,000 | 900,000 | 1,000,000 |
| Pretax income | 3,500,000 | 7,662,000 | 11,973,000 | 16,653,000 |
| Income tax | 1,262,000 | 2,762,000 | 4,287,000 | 5,866,000 |
| Net income | 2,236,000 | 4,896,000 | 7,680,000 | 10,777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 121,188,000 | 123,998,000 | 127,897,000 | 132,886,000 |
| Total capital | 130,366,000 | 133,132,000 | 137,183,000 | 142,924,000 |
| Risk-weighted assets | 721,479,000 | 717,624,000 | 731,142,000 | 792,240,000 |