Call reports 2012
BRADESCO BANK — 2012
What BRADESCO BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,180,034,000 | 1,200,948,000 | 1,253,104,000 | 1,310,434,000 |
| Total loans | 924,287,000 | 953,307,000 | 978,168,000 | 1,011,164,000 |
| Allowance for loan losses | 15,262,000 | 16,130,000 | 17,567,000 | 17,513,000 |
| Securities available for sale | 87,586,000 | 90,523,000 | 64,810,000 | 62,152,000 |
| Securities held to maturity | 5,189,000 | 5,163,000 | 6,145,000 | 6,981,000 |
| Trading assets | 0 | 470,000 | 0 | 199,000 |
| Total deposits | 795,374,000 | 821,420,000 | 833,870,000 | 863,792,000 |
| Interest-bearing deposits | 574,647,000 | 581,827,000 | 581,387,000 | 610,725,000 |
| Noninterest-bearing deposits | 220,727,000 | 239,593,000 | 252,483,000 | 253,067,000 |
| Equity capital | 100,975,000 | 106,788,000 | 112,797,000 | 114,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 10,444,000 | 21,125,000 | 32,207,000 | 43,278,000 |
| Interest expense | 2,638,000 | 5,316,000 | 8,055,000 | 10,858,000 |
| Net interest income | 7,806,000 | 15,809,000 | 24,152,000 | 32,420,000 |
| Noninterest income | 2,399,000 | 4,769,000 | 7,328,000 | 9,654,000 |
| Noninterest expense | 6,982,000 | 14,547,000 | 22,042,000 | 29,720,000 |
| Provision for loan losses | 2,250,000 | 4,100,000 | 6,400,000 | 7,020,000 |
| Pretax income | 961,000 | 1,915,000 | 3,632,000 | 5,220,000 |
| Income tax | 307,000 | 494,000 | 711,000 | 1,164,000 |
| Net income | 652,000 | 1,419,000 | 2,916,000 | 4,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,759,000 | 99,894,000 | 105,013,000 | 106,476,000 |
| Total capital | 102,488,000 | 108,159,000 | 113,150,000 | 114,794,000 |
| Risk-weighted assets | 603,361,000 | 644,514,000 | 632,413,000 | 646,056,000 |