Call reports 2010
BRADESCO BANK — 2010
What BRADESCO BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 994,430,000 | 1,054,468,000 | 1,049,365,000 | 1,121,363,000 |
| Total loans | 705,198,000 | 754,126,000 | 761,898,000 | 803,632,000 |
| Allowance for loan losses | 10,630,000 | 11,597,000 | 12,036,000 | 13,645,000 |
| Securities available for sale | 189,312,000 | 158,324,000 | 146,870,000 | 117,881,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,307,000 | 2,370,000 | 1,517,000 | 2,687,000 |
| Total deposits | 689,320,000 | 676,551,000 | 672,515,000 | 733,658,000 |
| Interest-bearing deposits | 522,168,000 | 505,575,000 | 489,564,000 | 530,552,000 |
| Noninterest-bearing deposits | 167,152,000 | 170,976,000 | 182,952,000 | 203,106,000 |
| Equity capital | 89,268,000 | 89,141,000 | 90,032,000 | 98,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 8,708,000 | 17,534,000 | 26,814,000 | 35,844,000 |
| Interest expense | 2,861,000 | 5,520,000 | 8,151,000 | 10,801,000 |
| Net interest income | 5,847,000 | 12,014,000 | 18,663,000 | 25,043,000 |
| Noninterest income | 3,293,000 | 6,595,000 | 10,047,000 | 13,159,000 |
| Noninterest expense | 7,417,000 | 14,406,000 | 22,039,000 | 29,864,000 |
| Provision for loan losses | 2,865,000 | 6,140,000 | 9,210,000 | 12,315,000 |
| Pretax income | -209,000 | -239,000 | 553,000 | -31,000 |
| Income tax | -228,000 | -376,000 | -434,000 | -837,000 |
| Net income | 10,000 | 125,000 | 904,000 | 780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,537,000 | 89,637,000 | 90,441,000 | 100,378,000 |
| Total capital | 96,290,000 | 96,843,000 | 97,794,000 | 107,914,000 |
| Risk-weighted assets | 526,994,000 | 562,925,000 | 570,939,000 | 587,291,000 |