Call reports 2009
BRADESCO BANK — 2009
What BRADESCO BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 984,419,000 | 1,046,913,000 | 1,016,192,000 | 975,343,000 |
| Total loans | 646,089,000 | 628,574,000 | 660,305,000 | 701,060,000 |
| Allowance for loan losses | 8,878,000 | 9,385,000 | 11,132,000 | 10,635,000 |
| Securities available for sale | 131,934,000 | 233,147,000 | 224,265,000 | 161,958,000 |
| Securities held to maturity | 52,970,000 | 0 | 0 | 0 |
| Trading assets | 1,434,000 | 901,000 | 763,000 | 941,000 |
| Total deposits | 649,295,000 | 717,037,000 | 681,834,000 | 664,759,000 |
| Interest-bearing deposits | 503,591,000 | 521,649,000 | 516,570,000 | 514,242,000 |
| Noninterest-bearing deposits | 145,704,000 | 195,388,000 | 165,263,000 | 150,517,000 |
| Equity capital | 76,447,000 | 77,151,000 | 89,220,000 | 88,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 10,938,000 | 20,948,000 | 30,713,000 | 39,688,000 |
| Interest expense | 4,147,000 | 8,102,000 | 11,661,000 | 14,962,000 |
| Net interest income | 6,791,000 | 12,846,000 | 19,052,000 | 24,726,000 |
| Noninterest income | 1,046,000 | 2,812,000 | 5,924,000 | 9,192,000 |
| Noninterest expense | 6,236,000 | 13,025,000 | 19,760,000 | 27,002,000 |
| Provision for loan losses | 2,625,000 | 4,925,000 | 9,585,000 | 11,980,000 |
| Pretax income | -1,164,000 | -1,131,000 | 76,000 | -17,000 |
| Income tax | -676,000 | -910,000 | -593,000 | -786,000 |
| Net income | -489,000 | -226,000 | 655,000 | 746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,851,000 | 78,360,000 | 89,365,000 | 89,494,000 |
| Total capital | 83,997,000 | 85,141,000 | 95,798,000 | 95,989,000 |
| Risk-weighted assets | 488,943,000 | 539,893,000 | 504,410,000 | 500,438,000 |