Call reports 2008
BRADESCO BANK — 2008
What BRADESCO BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,017,093,000 | 960,031,000 | 949,564,000 | 974,164,000 |
| Total loans | 659,266,000 | 629,055,000 | 615,170,000 | 626,549,000 |
| Allowance for loan losses | 6,484,000 | 6,157,000 | 6,806,000 | 7,752,000 |
| Securities available for sale | 147,206,000 | 156,380,000 | 124,643,000 | 129,925,000 |
| Securities held to maturity | 50,321,000 | 51,696,000 | 36,317,000 | 31,212,000 |
| Trading assets | 6,000 | 7,000 | 2,076,000 | 1,542,000 |
| Total deposits | 621,631,000 | 591,929,000 | 587,355,000 | 595,329,000 |
| Interest-bearing deposits | 585,805,000 | 561,090,000 | 556,452,000 | 470,096,000 |
| Noninterest-bearing deposits | 35,826,000 | 30,839,000 | 30,903,000 | 125,233,000 |
| Equity capital | 76,071,000 | 76,382,000 | 75,824,000 | 76,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 13,810,000 | 26,643,000 | 38,945,000 | 50,588,000 |
| Interest expense | 6,442,000 | 11,814,000 | 16,766,000 | 21,349,000 |
| Net interest income | 7,368,000 | 14,829,000 | 22,179,000 | 29,239,000 |
| Noninterest income | 1,807,000 | 4,138,000 | 5,902,000 | 7,308,000 |
| Noninterest expense | 6,715,000 | 13,882,000 | 20,344,000 | 26,775,000 |
| Provision for loan losses | 1,185,000 | 2,686,000 | 4,286,000 | 6,686,000 |
| Pretax income | 1,448,000 | 2,453,000 | 2,703,000 | 3,089,000 |
| Income tax | 346,000 | 571,000 | 472,000 | 277,000 |
| Net income | 1,102,000 | 1,882,000 | 2,231,000 | 2,812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,244,000 | 77,295,000 | 77,932,000 | 78,391,000 |
| Total capital | 82,728,000 | 83,452,000 | 84,127,000 | 84,271,000 |
| Risk-weighted assets | 529,088,000 | 524,914,000 | 494,958,000 | 468,500,000 |