Call reports 2007
BRADESCO BANK — 2007
What BRADESCO BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 859,828,000 | 905,877,000 | 924,083,000 | 958,429,000 |
| Total loans | 531,159,000 | 548,128,000 | 589,277,000 | 633,984,000 |
| Allowance for loan losses | 4,598,000 | 4,580,000 | 4,793,000 | 5,497,000 |
| Securities available for sale | 218,773,000 | 220,080,000 | 221,889,000 | 126,127,000 |
| Securities held to maturity | 3,388,000 | 9,295,000 | 9,213,000 | 34,073,000 |
| Trading assets | 0 | 0 | 0 | 5,000 |
| Total deposits | 552,084,000 | 599,774,000 | 594,876,000 | 586,874,000 |
| Interest-bearing deposits | 538,645,000 | 581,945,000 | 583,584,000 | 559,051,000 |
| Noninterest-bearing deposits | 13,439,000 | 17,829,000 | 11,292,000 | 27,823,000 |
| Equity capital | 71,580,000 | 71,068,000 | 73,893,000 | 76,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 12,619,000 | 25,450,000 | 39,166,000 | 52,718,000 |
| Interest expense | 5,932,000 | 11,750,000 | 18,161,000 | 24,567,000 |
| Net interest income | 6,687,000 | 13,700,000 | 21,005,000 | 28,151,000 |
| Noninterest income | 2,251,000 | 4,590,000 | 6,487,000 | 8,583,000 |
| Noninterest expense | 6,125,000 | 12,557,000 | 19,037,000 | 25,903,000 |
| Provision for loan losses | 0 | 0 | 255,000 | 994,000 |
| Pretax income | 2,853,000 | 6,064,000 | 8,535,000 | 9,899,000 |
| Income tax | 916,000 | 1,978,000 | 2,763,000 | 3,098,000 |
| Net income | 1,937,000 | 4,086,000 | 5,772,000 | 6,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,022,000 | 72,983,000 | 74,715,000 | 75,682,000 |
| Total capital | 76,620,000 | 77,563,000 | 79,508,000 | 81,179,000 |
| Risk-weighted assets | 457,119,000 | 492,476,000 | 510,353,000 | 576,887,000 |