Call reports 2006
BRADESCO BANK — 2006
What BRADESCO BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 794,044,000 | 846,954,000 | 861,253,000 | 863,040,000 |
| Total loans | 567,136,000 | 520,287,000 | 522,715,000 | 517,202,000 |
| Allowance for loan losses | 4,449,000 | 4,583,000 | 4,590,000 | 4,590,000 |
| Securities available for sale | 130,433,000 | 136,879,000 | 196,897,000 | 200,891,000 |
| Securities held to maturity | 3,856,000 | 63,725,000 | 48,604,000 | 3,491,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 523,247,000 | 547,763,000 | 563,559,000 | 574,568,000 |
| Interest-bearing deposits | 500,800,000 | 534,480,000 | 539,154,000 | 558,703,000 |
| Noninterest-bearing deposits | 22,447,000 | 13,283,000 | 24,405,000 | 15,865,000 |
| Equity capital | 62,130,000 | 62,312,000 | 65,156,000 | 69,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 11,722,000 | 23,528,000 | 36,188,000 | 48,847,000 |
| Interest expense | 4,927,000 | 9,929,000 | 15,586,000 | 21,317,000 |
| Net interest income | 6,795,000 | 13,599,000 | 20,602,000 | 27,530,000 |
| Noninterest income | 2,814,000 | 5,613,000 | 7,225,000 | 12,129,000 |
| Noninterest expense | 6,050,000 | 11,941,000 | 17,683,000 | 23,630,000 |
| Provision for loan losses | 125,000 | 250,000 | 250,000 | 250,000 |
| Pretax income | 3,434,000 | 7,021,000 | 9,878,000 | 15,766,000 |
| Income tax | 1,114,000 | 2,344,000 | 3,274,000 | 5,342,000 |
| Net income | 2,320,000 | 4,677,000 | 6,604,000 | 10,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,534,000 | 64,363,000 | 66,370,000 | 69,998,000 |
| Total capital | 67,983,000 | 68,946,000 | 70,960,000 | 74,589,000 |
| Risk-weighted assets | 451,518,000 | 450,484,000 | 445,066,000 | 455,838,000 |