Call reports 2005
BRADESCO BANK — 2005
What BRADESCO BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 821,217,000 | 831,194,000 | 783,554,000 | 798,801,000 |
| Total loans | 642,678,000 | 604,025,000 | 488,826,000 | 571,216,000 |
| Allowance for loan losses | 3,686,000 | 3,892,000 | 4,099,000 | 4,245,000 |
| Securities available for sale | 117,302,000 | 110,856,000 | 129,531,000 | 133,627,000 |
| Securities held to maturity | 4,797,000 | 4,349,000 | 4,165,000 | 4,002,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 538,115,000 | 560,983,000 | 530,841,000 | 531,949,000 |
| Interest-bearing deposits | 516,442,000 | 537,145,000 | 513,307,000 | 513,940,000 |
| Noninterest-bearing deposits | 21,673,000 | 23,838,000 | 17,534,000 | 18,009,000 |
| Equity capital | 56,072,000 | 57,494,000 | 59,750,000 | 59,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 10,055,000 | 20,726,000 | 31,251,000 | 41,749,000 |
| Interest expense | 3,699,000 | 7,969,000 | 12,490,000 | 16,886,000 |
| Net interest income | 6,356,000 | 12,757,000 | 18,761,000 | 24,863,000 |
| Noninterest income | 1,813,000 | 4,835,000 | 8,871,000 | 10,629,000 |
| Noninterest expense | 5,973,000 | 12,062,000 | 18,196,000 | 24,447,000 |
| Provision for loan losses | 196,000 | 391,000 | 587,000 | 717,000 |
| Pretax income | 2,000,000 | 4,712,000 | 8,422,000 | 9,862,000 |
| Income tax | 591,000 | 1,436,000 | 2,619,000 | 3,295,000 |
| Net income | 1,409,000 | 3,276,000 | 5,803,000 | 6,567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,210,000 | 58,047,000 | 60,464,000 | 61,274,000 |
| Total capital | 60,896,000 | 61,939,000 | 64,563,000 | 65,519,000 |
| Risk-weighted assets | 474,222,000 | 446,979,000 | 405,909,000 | 441,960,000 |