Call reports 2004
BRADESCO BANK — 2004
What BRADESCO BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 747,016,000 | 736,461,000 | 745,848,000 | 803,308,000 |
| Total loans | 452,930,000 | 520,740,000 | 549,698,000 | 581,879,000 |
| Allowance for loan losses | 3,275,000 | 3,462,000 | 3,473,000 | 3,482,000 |
| Securities available for sale | 122,918,000 | 148,255,000 | 127,397,000 | 121,309,000 |
| Securities held to maturity | 13,612,000 | 12,858,000 | 12,582,000 | 10,337,000 |
| Trading assets | 793,000 | 1,751,000 | 1,188,000 | 0 |
| Total deposits | 460,823,000 | 452,228,000 | 484,263,000 | 509,050,000 |
| Interest-bearing deposits | 437,099,000 | 431,725,000 | 468,999,000 | 492,776,000 |
| Noninterest-bearing deposits | 23,724,000 | 20,503,000 | 15,264,000 | 16,274,000 |
| Equity capital | 51,102,000 | 49,897,000 | 54,184,000 | 55,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 8,905,000 | 17,840,000 | 27,540,000 | 37,463,000 |
| Interest expense | 2,092,000 | 4,230,000 | 6,889,000 | 10,030,000 |
| Net interest income | 6,813,000 | 13,610,000 | 20,651,000 | 27,433,000 |
| Noninterest income | 3,124,000 | 4,899,000 | 6,890,000 | 9,280,000 |
| Noninterest expense | 5,353,000 | 11,173,000 | 16,463,000 | 23,232,000 |
| Provision for loan losses | 518,000 | 691,000 | 691,000 | 691,000 |
| Pretax income | 4,128,000 | 6,833,000 | 10,535,000 | 12,908,000 |
| Income tax | 1,463,000 | 2,334,000 | 3,501,000 | 4,256,000 |
| Net income | 2,665,000 | 4,499,000 | 7,034,000 | 8,652,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,696,000 | 51,658,000 | 54,233,000 | 55,804,000 |
| Total capital | 53,971,000 | 55,120,000 | 57,706,000 | 59,286,000 |
| Risk-weighted assets | 350,959,000 | 410,444,000 | 426,283,000 | 450,403,000 |