Call reports 2003
BRADESCO BANK — 2003
What BRADESCO BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 672,886,000 | 646,263,000 | 662,700,000 | 669,646,000 |
| Total loans | 470,409,000 | 476,015,000 | 493,283,000 | 494,251,000 |
| Allowance for loan losses | 3,219,000 | 3,723,000 | 4,083,000 | 2,740,000 |
| Securities available for sale | 96,469,000 | 109,806,000 | 93,818,000 | 92,330,000 |
| Securities held to maturity | 11,654,000 | 11,334,000 | 14,161,000 | 13,905,000 |
| Trading assets | 950,000 | 878,000 | 0 | 493,000 |
| Total deposits | 428,770,000 | 429,656,000 | 440,492,000 | 426,475,000 |
| Interest-bearing deposits | 381,707,000 | 396,539,000 | 404,740,000 | 393,151,000 |
| Noninterest-bearing deposits | 47,063,000 | 33,117,000 | 35,752,000 | 33,324,000 |
| Equity capital | 42,098,000 | 44,396,000 | 45,455,000 | 48,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 9,081,000 | 18,265,000 | 27,064,000 | 36,285,000 |
| Interest expense | 2,840,000 | 5,301,000 | 7,476,000 | 9,616,000 |
| Net interest income | 6,241,000 | 12,964,000 | 19,588,000 | 26,669,000 |
| Noninterest income | 1,882,000 | 4,285,000 | 6,471,000 | 9,145,000 |
| Noninterest expense | 5,557,000 | 10,887,000 | 16,018,000 | 21,843,000 |
| Provision for loan losses | 165,000 | 662,000 | 993,000 | -424,000 |
| Pretax income | 2,278,000 | 5,909,000 | 9,317,000 | 14,381,000 |
| Income tax | 1,221,000 | 2,235,000 | 3,144,000 | 5,845,000 |
| Net income | 1,057,000 | 3,674,000 | 6,173,000 | 8,536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,571,000 | 44,168,000 | 45,823,000 | 48,118,000 |
| Total capital | 44,790,000 | 47,891,000 | 49,906,000 | 50,858,000 |
| Risk-weighted assets | 334,408,000 | 333,029,000 | 343,717,000 | 346,906,000 |