Call reports 2002
BRADESCO BANK — 2002
What BRADESCO BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 565,370,000 | 617,019,000 | 612,913,000 | 665,296,000 |
| Total loans | 435,390,000 | 490,116,000 | 469,584,000 | 478,066,000 |
| Allowance for loan losses | 3,820,000 | 4,935,000 | 5,906,000 | 3,021,000 |
| Securities available for sale | 86,412,000 | 81,323,000 | 88,492,000 | 85,916,000 |
| Securities held to maturity | 7,983,000 | 7,772,000 | 12,568,000 | 13,183,000 |
| Trading assets | 3,009,000 | 1,054,000 | 398,000 | 399,000 |
| Total deposits | 336,757,000 | 378,488,000 | 386,275,000 | 401,645,000 |
| Interest-bearing deposits | 310,480,000 | 346,634,000 | 355,876,000 | 366,701,000 |
| Noninterest-bearing deposits | 26,277,000 | 31,854,000 | 30,399,000 | 34,944,000 |
| Equity capital | 39,504,000 | 41,550,000 | 44,061,000 | 40,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 9,273,000 | 19,161,000 | 29,253,000 | 39,087,000 |
| Interest expense | 3,244,000 | 6,530,000 | 9,830,000 | 13,082,000 |
| Net interest income | 6,029,000 | 12,631,000 | 19,423,000 | 26,005,000 |
| Noninterest income | 1,559,000 | 3,017,000 | 4,675,000 | 6,771,000 |
| Noninterest expense | 4,425,000 | 8,943,000 | 13,711,000 | 22,864,000 |
| Provision for loan losses | 482,000 | 1,821,000 | 2,811,000 | 3,009,000 |
| Pretax income | 2,367,000 | 3,026,000 | 5,512,000 | 4,850,000 |
| Income tax | 812,000 | 994,000 | 1,858,000 | 3,868,000 |
| Net income | 1,555,000 | 2,032,000 | 3,654,000 | 982,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,148,000 | 41,656,000 | 43,254,000 | 40,565,000 |
| Total capital | 44,967,000 | 45,741,000 | 47,226,000 | 43,586,000 |
| Risk-weighted assets | 316,930,000 | 325,918,000 | 315,797,000 | 327,927,000 |