Call reports 2002
CAPE FEAR BANK — 2002
What CAPE FEAR BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 108,982,000 | 106,236,000 | 110,658,000 | 112,762,000 |
| Total loans | 85,711,000 | 88,183,000 | 89,344,000 | 87,740,000 |
| Allowance for loan losses | 1,175,000 | 1,250,000 | 1,413,000 | 1,480,000 |
| Securities available for sale | 8,761,000 | 8,063,000 | 12,384,000 | 13,936,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,068,000 | 95,693,000 | 102,001,000 | 103,862,000 |
| Interest-bearing deposits | 93,318,000 | 88,393,000 | 94,357,000 | 96,568,000 |
| Noninterest-bearing deposits | 7,750,000 | 7,300,000 | 7,644,000 | 7,294,000 |
| Equity capital | 7,623,000 | 8,278,000 | 8,364,000 | 8,593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,703,000 | 3,465,000 | 5,236,000 | 7,003,000 |
| Interest expense | 810,000 | 1,583,000 | 2,274,000 | 2,927,000 |
| Net interest income | 893,000 | 1,882,000 | 2,962,000 | 4,076,000 |
| Noninterest income | 91,000 | 194,000 | 315,000 | 426,000 |
| Noninterest expense | 753,000 | 1,556,000 | 2,375,000 | 3,294,000 |
| Provision for loan losses | 90,000 | 199,000 | 459,000 | 575,000 |
| Pretax income | 141,000 | 321,000 | 444,000 | 637,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 141,000 | 321,000 | 444,000 | 637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,625,000 | 8,194,000 | 8,317,000 | 8,510,000 |
| Total capital | 8,710,000 | 9,299,000 | 9,451,000 | 9,636,000 |
| Risk-weighted assets | 86,691,000 | 88,254,000 | 90,461,000 | 89,743,000 |