Call reports 2001
CAPE FEAR BANK — 2001
What CAPE FEAR BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 84,337,000 | 97,938,000 | 100,914,000 | 101,833,000 |
| Total loans | 67,957,000 | 78,204,000 | 83,225,000 | 83,181,000 |
| Allowance for loan losses | 903,000 | 950,000 | 1,122,000 | 1,165,000 |
| Securities available for sale | 9,156,000 | 9,285,000 | 9,565,000 | 9,475,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,698,000 | 91,368,000 | 94,197,000 | 90,949,000 |
| Interest-bearing deposits | 72,506,000 | 84,984,000 | 87,269,000 | 84,220,000 |
| Noninterest-bearing deposits | 5,192,000 | 6,384,000 | 6,928,000 | 6,729,000 |
| Equity capital | 6,243,000 | 6,197,000 | 6,302,000 | 7,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,644,000 | 3,414,000 | 5,301,000 | 7,082,000 |
| Interest expense | 1,041,000 | 2,147,000 | 3,233,000 | 4,169,000 |
| Net interest income | 603,000 | 1,267,000 | 2,068,000 | 2,913,000 |
| Noninterest income | 71,000 | 149,000 | 245,000 | 336,000 |
| Noninterest expense | 632,000 | 1,285,000 | 1,951,000 | 2,666,000 |
| Provision for loan losses | 38,000 | 126,000 | 299,000 | 399,000 |
| Pretax income | 11,000 | 12,000 | 76,000 | 202,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 11,000 | 12,000 | 76,000 | 202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,185,000 | 6,186,000 | 6,250,000 | 7,444,000 |
| Total capital | 7,006,000 | 7,136,000 | 7,272,000 | 8,470,000 |
| Risk-weighted assets | 65,609,000 | 76,099,000 | 81,715,000 | 81,929,000 |