Call reports 2026
FARMERS AND MERCHANTS STATE BANK, THE — 2026
What FARMERS AND MERCHANTS STATE BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 36,116,000 | 36,044,000 |
| Total loans | 12,578,000 | 13,483,000 |
| Allowance for loan losses | 217,000 | 217,000 |
| Securities available for sale | 15,606,000 | 16,973,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 32,592,000 | 32,369,000 |
| Interest-bearing deposits | 24,821,000 | 24,989,000 |
| Noninterest-bearing deposits | 7,771,000 | 7,380,000 |
| Equity capital | 3,383,000 | 3,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 449,000 | 899,000 |
| Interest expense | 81,000 | 162,000 |
| Net interest income | 368,000 | 737,000 |
| Noninterest income | 18,000 | 31,000 |
| Noninterest expense | 239,000 | 504,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 147,000 | 264,000 |
| Income tax | 29,000 | 43,000 |
| Net income | 118,000 | 221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 4,225,000 | 4,328,000 |