Call reports 2015
FARMERS AND MERCHANTS STATE BANK, THE — 2015
What FARMERS AND MERCHANTS STATE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 27,462,000 | 26,989,000 | 26,622,000 | 28,918,000 |
| Total loans | 15,504,000 | 14,862,000 | 15,679,000 | 15,442,000 |
| Allowance for loan losses | 151,000 | 151,000 | 151,000 | 167,000 |
| Securities available for sale | 8,327,000 | 7,864,000 | 7,501,000 | 6,962,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,431,000 | 23,994,000 | 23,522,000 | 25,893,000 |
| Interest-bearing deposits | 20,169,000 | 20,044,000 | 19,250,000 | 20,270,000 |
| Noninterest-bearing deposits | 4,262,000 | 3,950,000 | 4,272,000 | 5,623,000 |
| Equity capital | 2,901,000 | 2,905,000 | 2,993,000 | 2,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 267,000 | 530,000 | 786,000 | 1,082,000 |
| Interest expense | 14,000 | 28,000 | 41,000 | 55,000 |
| Net interest income | 253,000 | 502,000 | 745,000 | 1,027,000 |
| Noninterest income | 21,000 | 43,000 | 63,000 | 81,000 |
| Noninterest expense | 204,000 | 400,000 | 592,000 | 857,000 |
| Provision for loan losses | 0 | 0 | 0 | 40,000 |
| Pretax income | 70,000 | 145,000 | 216,000 | 207,000 |
| Income tax | 0 | 13,000 | 20,000 | 62,000 |
| Net income | 70,000 | 132,000 | 196,000 | 145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,730,000 | 2,791,000 | 2,855,000 | 2,805,000 |
| Total capital | 2,881,000 | 2,942,000 | 3,006,000 | 2,972,000 |
| Risk-weighted assets | 16,314,000 | 15,631,000 | 15,430,000 | 15,780,000 |