Call reports 2012
FARMERS AND MERCHANTS STATE BANK, THE — 2012
What FARMERS AND MERCHANTS STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 25,636,000 | 24,615,000 | 24,579,000 | 27,024,000 |
| Total loans | 10,461,000 | 10,214,000 | 10,052,000 | 9,780,000 |
| Allowance for loan losses | 139,000 | 139,000 | 153,000 | 152,000 |
| Securities available for sale | 11,747,000 | 11,015,000 | 10,244,000 | 10,773,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,775,000 | 21,671,000 | 21,562,000 | 24,106,000 |
| Interest-bearing deposits | 19,774,000 | 19,090,000 | 18,379,000 | 19,356,000 |
| Noninterest-bearing deposits | 3,001,000 | 2,581,000 | 3,183,000 | 4,750,000 |
| Equity capital | 2,686,000 | 2,744,000 | 2,796,000 | 2,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 238,000 | 456,000 | 676,000 | 874,000 |
| Interest expense | 34,000 | 62,000 | 88,000 | 109,000 |
| Net interest income | 204,000 | 394,000 | 588,000 | 765,000 |
| Noninterest income | 20,000 | 46,000 | 68,000 | 94,000 |
| Noninterest expense | 194,000 | 388,000 | 591,000 | 804,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 30,000 | 52,000 | 65,000 | 55,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 0 |
| Net income | 29,000 | 51,000 | 64,000 | 55,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,484,000 | 2,505,000 | 2,518,000 | 2,510,000 |
| Total capital | 2,623,000 | 2,644,000 | 2,671,000 | 2,662,000 |
| Risk-weighted assets | 12,562,000 | 12,646,000 | 12,487,000 | 12,270,000 |