Call reports 2010
FARMERS AND MERCHANTS STATE BANK, THE — 2010
What FARMERS AND MERCHANTS STATE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 24,308,000 | 24,244,000 | 23,678,000 | 23,837,000 |
| Total loans | 11,866,000 | 12,218,000 | 11,645,000 | 11,714,000 |
| Allowance for loan losses | 138,000 | 138,000 | 138,000 | 140,000 |
| Securities available for sale | 7,561,000 | 8,905,000 | 8,390,000 | 8,237,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,665,000 | 21,486,000 | 20,939,000 | 21,268,000 |
| Interest-bearing deposits | 19,569,000 | 19,279,000 | 18,856,000 | 18,809,000 |
| Noninterest-bearing deposits | 2,096,000 | 2,206,000 | 2,083,000 | 2,459,000 |
| Equity capital | 2,489,000 | 2,563,000 | 2,594,000 | 2,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 269,000 | 543,000 | 812,000 | 1,072,000 |
| Interest expense | 70,000 | 133,000 | 193,000 | 249,000 |
| Net interest income | 199,000 | 410,000 | 619,000 | 823,000 |
| Noninterest income | 12,000 | 27,000 | 42,000 | 58,000 |
| Noninterest expense | 211,000 | 415,000 | 615,000 | 878,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 0 | 22,000 | 124,000 | 81,000 |
| Income tax | 1,000 | 12,000 | 22,000 | 17,000 |
| Net income | -1,000 | 10,000 | 102,000 | 64,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,362,000 | 2,373,000 | 2,465,000 | 2,427,000 |
| Total capital | 2,500,000 | 2,511,000 | 2,603,000 | 2,567,000 |
| Risk-weighted assets | 12,417,000 | 12,747,000 | 12,876,000 | 12,737,000 |