Call reports 2009
FARMERS AND MERCHANTS STATE BANK, THE — 2009
What FARMERS AND MERCHANTS STATE BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 22,292,000 | 22,824,000 | 22,999,000 | 23,953,000 |
| Total loans | 11,134,000 | 11,552,000 | 11,332,000 | 11,711,000 |
| Allowance for loan losses | 138,000 | 128,000 | 138,000 | 138,000 |
| Securities available for sale | 7,579,000 | 7,740,000 | 7,574,000 | 7,477,000 |
| Securities held to maturity | 255,000 | 255,000 | 230,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,667,000 | 20,183,000 | 20,221,000 | 21,288,000 |
| Interest-bearing deposits | 17,500,000 | 18,105,000 | 18,006,000 | 18,631,000 |
| Noninterest-bearing deposits | 2,167,000 | 2,077,000 | 2,215,000 | 2,656,000 |
| Equity capital | 2,451,000 | 2,467,000 | 2,586,000 | 2,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 294,000 | 592,000 | 897,000 | 1,198,000 |
| Interest expense | 87,000 | 171,000 | 252,000 | 326,000 |
| Net interest income | 207,000 | 421,000 | 645,000 | 872,000 |
| Noninterest income | 19,000 | 37,000 | 52,000 | 66,000 |
| Noninterest expense | 178,000 | 383,000 | 559,000 | 853,000 |
| Provision for loan losses | 0 | 0 | 11,000 | 11,000 |
| Pretax income | 48,000 | 75,000 | 127,000 | 166,000 |
| Income tax | 1,000 | 4,000 | 27,000 | 40,000 |
| Net income | 47,000 | 71,000 | 100,000 | 126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,314,000 | 2,337,000 | 2,367,000 | 2,393,000 |
| Total capital | 2,452,000 | 2,465,000 | 2,505,000 | 2,531,000 |
| Risk-weighted assets | 12,010,000 | 12,150,000 | 12,129,000 | 12,133,000 |