Call reports 2006
FARMERS AND MERCHANTS STATE BANK, THE — 2006
What FARMERS AND MERCHANTS STATE BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 19,906,000 | 20,015,000 | 19,829,000 | 20,500,000 |
| Total loans | 9,437,000 | 9,930,000 | 10,017,000 | 9,461,000 |
| Allowance for loan losses | 138,000 | 138,000 | 138,000 | 138,000 |
| Securities available for sale | 8,623,000 | 8,114,000 | 7,723,000 | 7,018,000 |
| Securities held to maturity | 360,000 | 360,000 | 360,000 | 325,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,762,000 | 17,890,000 | 17,561,000 | 18,215,000 |
| Interest-bearing deposits | 15,997,000 | 16,197,000 | 15,907,000 | 16,171,000 |
| Noninterest-bearing deposits | 1,765,000 | 1,693,000 | 1,655,000 | 2,044,000 |
| Equity capital | 2,067,000 | 2,028,000 | 2,148,000 | 2,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 287,000 | 582,000 | 886,000 | 1,184,000 |
| Interest expense | 93,000 | 198,000 | 314,000 | 436,000 |
| Net interest income | 194,000 | 384,000 | 572,000 | 748,000 |
| Noninterest income | 15,000 | 35,000 | 48,000 | 65,000 |
| Noninterest expense | 186,000 | 368,000 | 533,000 | 737,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 23,000 | 51,000 | 78,000 | 76,000 |
| Income tax | 0 | 5,000 | 12,000 | 5,000 |
| Net income | 23,000 | 46,000 | 66,000 | 71,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,190,000 | 2,213,000 | 2,233,000 | 2,238,000 |
| Total capital | 2,312,000 | 2,341,000 | 2,360,000 | 2,360,000 |
| Risk-weighted assets | 9,720,000 | 10,211,000 | 10,180,000 | 9,762,000 |