Call reports 2002
FARMERS AND MERCHANTS STATE BANK, THE — 2002
What FARMERS AND MERCHANTS STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 19,984,000 | 20,220,000 | 19,690,000 | 20,785,000 |
| Total loans | 9,751,000 | 11,315,000 | 11,069,000 | 10,831,000 |
| Allowance for loan losses | 135,000 | 135,000 | 128,000 | 154,000 |
| Securities available for sale | 5,408,000 | 5,948,000 | 5,453,000 | 5,307,000 |
| Securities held to maturity | 1,095,000 | 1,095,000 | 895,000 | 795,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,939,000 | 18,115,000 | 17,355,000 | 18,537,000 |
| Interest-bearing deposits | 16,338,000 | 16,445,000 | 15,927,000 | 16,750,000 |
| Noninterest-bearing deposits | 1,600,000 | 1,670,000 | 1,428,000 | 1,787,000 |
| Equity capital | 1,947,000 | 2,013,000 | 2,185,000 | 2,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 312,000 | 622,000 | 942,000 | 1,232,000 |
| Interest expense | 128,000 | 251,000 | 363,000 | 477,000 |
| Net interest income | 184,000 | 371,000 | 579,000 | 755,000 |
| Noninterest income | 11,000 | 26,000 | 39,000 | 56,000 |
| Noninterest expense | 136,000 | 292,000 | 435,000 | 656,000 |
| Provision for loan losses | 0 | 0 | 0 | 45,000 |
| Pretax income | 59,000 | 105,000 | 184,000 | 111,000 |
| Income tax | 0 | 1,000 | 2,000 | 32,000 |
| Net income | 59,000 | 104,000 | 182,000 | 79,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,968,000 | 2,013,000 | 2,091,000 | 1,988,000 |
| Total capital | 2,093,000 | 2,148,000 | 2,219,000 | 2,123,000 |
| Risk-weighted assets | 9,977,000 | 12,174,000 | 10,617,000 | 10,754,000 |