Call reports 2025
IOWA TRUST AND SAVINGS BANK — 2025
What IOWA TRUST AND SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 206,631,000 | 198,485,000 | 194,787,000 | 200,454,000 |
| Total loans | 94,309,000 | 93,282,000 | 95,051,000 | 94,872,000 |
| Allowance for loan losses | 1,406,000 | 1,406,000 | 1,406,000 | 1,406,000 |
| Securities available for sale | 83,348,000 | 83,515,000 | 85,231,000 | 73,632,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,025,000 | 142,997,000 | 135,261,000 | 140,370,000 |
| Interest-bearing deposits | 120,966,000 | 115,208,000 | 106,369,000 | 112,393,000 |
| Noninterest-bearing deposits | 30,059,000 | 27,789,000 | 28,892,000 | 27,977,000 |
| Equity capital | 19,599,000 | 19,313,000 | 21,798,000 | 22,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,378,000 | 4,954,000 | 7,372,000 | 9,861,000 |
| Interest expense | 546,000 | 1,175,000 | 1,793,000 | 2,459,000 |
| Net interest income | 1,832,000 | 3,779,000 | 5,579,000 | 7,402,000 |
| Noninterest income | 137,000 | 280,000 | 429,000 | 576,000 |
| Noninterest expense | 1,043,000 | 2,150,000 | 3,187,000 | 4,327,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 926,000 | 1,909,000 | 2,821,000 | 3,107,000 |
| Income tax | 37,000 | 76,000 | 113,000 | 124,000 |
| Net income | 889,000 | 1,833,000 | 2,708,000 | 2,983,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,500,000 | 28,444,000 | 28,719,000 | 28,394,000 |