Call reports 2024
IOWA TRUST AND SAVINGS BANK — 2024
What IOWA TRUST AND SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 215,864,000 | 206,595,000 | 204,893,000 | 206,583,000 |
| Total loans | 94,550,000 | 92,991,000 | 96,275,000 | 93,288,000 |
| Allowance for loan losses | 1,406,000 | 1,405,000 | 1,406,000 | 1,406,000 |
| Securities available for sale | 104,627,000 | 97,290,000 | 88,606,000 | 92,228,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,687,000 | 150,410,000 | 150,731,000 | 151,605,000 |
| Interest-bearing deposits | 123,709,000 | 122,334,000 | 120,238,000 | 123,182,000 |
| Noninterest-bearing deposits | 29,978,000 | 28,076,000 | 30,493,000 | 28,423,000 |
| Equity capital | 17,425,000 | 16,930,000 | 19,571,000 | 18,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,215,000 | 4,565,000 | 6,913,000 | 9,335,000 |
| Interest expense | 502,000 | 1,043,000 | 1,571,000 | 2,137,000 |
| Net interest income | 1,713,000 | 3,522,000 | 5,342,000 | 7,198,000 |
| Noninterest income | 142,000 | 284,000 | 443,000 | 602,000 |
| Noninterest expense | 981,000 | 2,071,000 | 3,120,000 | 4,216,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 874,000 | 1,735,000 | 2,665,000 | 3,584,000 |
| Income tax | 35,000 | 69,000 | 107,000 | 143,000 |
| Net income | 839,000 | 1,666,000 | 2,558,000 | 3,441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,259,000 | 26,961,000 | 27,290,000 | 27,611,000 |