Call reports 2023
IOWA TRUST AND SAVINGS BANK — 2023
What IOWA TRUST AND SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 233,093,000 | 218,235,000 | 213,347,000 | 214,221,000 |
| Total loans | 91,607,000 | 94,138,000 | 97,030,000 | 97,641,000 |
| Allowance for loan losses | 1,411,000 | 1,409,000 | 1,409,000 | 1,409,000 |
| Securities available for sale | 112,978,000 | 108,086,000 | 105,571,000 | 108,627,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,925,000 | 157,809,000 | 159,172,000 | 156,388,000 |
| Interest-bearing deposits | 139,211,000 | 127,074,000 | 127,128,000 | 126,810,000 |
| Noninterest-bearing deposits | 30,714,000 | 30,735,000 | 32,044,000 | 29,578,000 |
| Equity capital | 14,994,000 | 14,334,000 | 13,147,000 | 17,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,140,000 | 4,358,000 | 6,477,000 | 8,673,000 |
| Interest expense | 188,000 | 508,000 | 915,000 | 1,370,000 |
| Net interest income | 1,952,000 | 3,850,000 | 5,562,000 | 7,303,000 |
| Noninterest income | 145,000 | 296,000 | 458,000 | 605,000 |
| Noninterest expense | 928,000 | 1,997,000 | 2,972,000 | 4,019,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,169,000 | 2,149,000 | 3,048,000 | 3,889,000 |
| Income tax | 53,000 | 97,000 | 137,000 | 175,000 |
| Net income | 1,116,000 | 2,052,000 | 2,911,000 | 3,714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,822,000 | 25,358,000 | 26,017,000 | 26,420,000 |