Call reports 2022
IOWA TRUST AND SAVINGS BANK — 2022
What IOWA TRUST AND SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 242,736,000 | 242,126,000 | 239,688,000 | 237,208,000 |
| Total loans | 79,902,000 | 84,026,000 | 90,006,000 | 90,985,000 |
| Allowance for loan losses | 1,411,000 | 1,411,000 | 1,411,000 | 1,411,000 |
| Securities available for sale | 108,484,000 | 114,598,000 | 116,026,000 | 112,307,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,294,000 | 180,578,000 | 174,249,000 | 174,458,000 |
| Interest-bearing deposits | 137,519,000 | 147,741,000 | 141,093,000 | 140,690,000 |
| Noninterest-bearing deposits | 34,775,000 | 32,837,000 | 33,156,000 | 33,768,000 |
| Equity capital | 17,036,000 | 13,084,000 | 10,593,000 | 12,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,474,000 | 3,126,000 | 5,060,000 | 7,232,000 |
| Interest expense | 109,000 | 225,000 | 365,000 | 532,000 |
| Net interest income | 1,365,000 | 2,901,000 | 4,695,000 | 6,700,000 |
| Noninterest income | 167,000 | 1,051,000 | 1,214,000 | 1,367,000 |
| Noninterest expense | 933,000 | 1,855,000 | 2,860,000 | 3,856,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 398,000 | 1,898,000 | 2,850,000 | 3,944,000 |
| Income tax | 19,000 | 90,000 | 135,000 | 187,000 |
| Net income | 379,000 | 1,808,000 | 2,715,000 | 3,757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,327,000 | 22,357,000 | 23,064,000 | 23,706,000 |