Call reports 2021
IOWA TRUST AND SAVINGS BANK — 2021
What IOWA TRUST AND SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 224,524,000 | 232,096,000 | 231,423,000 | 242,583,000 |
| Total loans | 77,797,000 | 78,218,000 | 78,889,000 | 83,954,000 |
| Allowance for loan losses | 1,411,000 | 1,411,000 | 1,411,000 | 1,411,000 |
| Securities available for sale | 109,757,000 | 106,062,000 | 102,816,000 | 101,057,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,420,000 | 160,300,000 | 160,596,000 | 174,906,000 |
| Interest-bearing deposits | 129,917,000 | 128,984,000 | 127,649,000 | 142,522,000 |
| Noninterest-bearing deposits | 30,503,000 | 31,316,000 | 32,947,000 | 32,384,000 |
| Equity capital | 23,908,000 | 24,049,000 | 23,704,000 | 22,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,135,000 | 3,901,000 | 5,425,000 | 6,988,000 |
| Interest expense | 137,000 | 266,000 | 385,000 | 499,000 |
| Net interest income | 1,998,000 | 3,635,000 | 5,040,000 | 6,489,000 |
| Noninterest income | 174,000 | 349,000 | 529,000 | 703,000 |
| Noninterest expense | 904,000 | 1,807,000 | 2,812,000 | 3,786,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,380,000 | 2,267,000 | 2,847,000 | 3,518,000 |
| Income tax | 66,000 | 108,000 | 135,000 | 167,000 |
| Net income | 1,314,000 | 2,159,000 | 2,712,000 | 3,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,512,000 | 21,257,000 | 21,060,000 | 20,949,000 |